What Is Leo Up To?

2026 Externship Alum

• 8 week -200 experience hours virtual planning focused on real world application of financial planning skills.

• Prepared for and reviewed real client meetings, completed elements of client plans

• Learned directly from 60+ professionals across the industry

• Gained hands-on experience with planning tools like eMoney, Asset-Map, and more

• Externship covered client onboarding, budget and cashflow planning, risk management, retirement and long term investing, debt management, tax and estate planning and more.

Leo is working toward's his AFC designation the premier industry standard for financial coaches.

'Enough Is Enough'

Adult Ed 6 week financial literacy program

MSAD 15 -Gray -New Gloucester HS

MSAD 61- Lake Region HS

Business Expertise

• 25 Years running successful private PT practice (Gray PT)

• Serial entrepreneur- ergonomic consulting, medical billing company, business consultant, real estate investor, partner in Premier PT

• Leadership roles in local business organization and community development corporation

• Adjunct faculty and guest lecturer

Financial Tidbits In The News- Things to Ponder

Credit household $200 pp

What is the key? Discipline and a sound Process

Portland Press Herald article

How Much Do You Need?

Guaranteed Income (SS, pension, earned income) - Monthly expenses = Retirement Draw

Most experts use 4% as a starting guide but what this chart says to me is that the more you have in lifestyle expenses the more you need to have banked in retirement investments to draw on to live in retirement (est. 30 years)