Book - FREE Discovery Session
Example - Coach Credit's Playbook™

Empowering You To Win Through Structured Money Management

Take control of your 'team's' financial direction with Coach Credit’s Playbook™ with it's DIY capability, or work alongside him to implement the Playbook step by step.

Learn how to create real wealth with Coach Credit by understanding the 'Adapt' Model [Wealth= A × D × P × T²] and his 10 Laws of Financial Relativity™. These financial literacy based concepts when understood and followed can lead you to financial freedom and all that comes with it.

Your 'Team' Deserves To Win! It All Starts With A COACH.

Choose your level of guidance

Guided 1:1 Playbook Coaching Program

  • Direct coaching to execute the Playbook options

  • Development of Discipline and Process concepts to enable long term post Playbook momentum

  • 6 Month post program 'Film Session' review

Annual Subscription Plan

  • Includes coaching services for playbook implementation

  • Portal Access for Articles / Videos/ Financial Library

  • Monarch Money Subscription

  • Bi-Annual Playbook Review and Update

Coach Credit’s Playbook™

A comprehensive, self-directed DIY framework built for self-starters. Immediate access to every money play, decision matrix, and cash flow template.

Client Success & Testimonials

$45,000

avg first-year Net Worth Increase

30%

Improvement in lifestyle 'shape' (income/Net Worth) Financial Mass Index

35%

Ave first - year Debt Reduction

"Credit Financial Therapy was exactly what I needed to get my finances back on track! Leo's expertise and just the right amount of motivation gave me the push I needed. With his support, I feel confident that financial success is within reach!" T.L. Turner Maine

"Working with Leo Credit at Credit Financial Coaching has been a game-changer for me. He was incredibly empathetic, kind, and patient throughout the process. His expertise, combined with his great sense of humor, made the experience not only helpful but also enjoyable. Thanks to his guidance, I now feel more confident about my financial future and have a clear plan in place. I highly recommend his services to anyone looking for real results and a supportive coach!" M.D. Tucson Arizona

"I never truly realized how important a spending plan was in the big picture of creating margin and wealth until Leo. His process and more importantly his support without judgement has really made a difference in our lives. He has empowered us and added to our momentum". D.C Mountain View CA

Our Core Philosophy

Wealth = Assets x Discipline x Process x Time²

Real financial clarity and security isn't about cutting out coffee. It's about a combination of understanding the behavioral influences we all have that impact our decision making ability when it comes to purchases and savings habits and the process in which we organize our financial lives to reach our changing goals that occur as life happens. Creating financial success is about building appreciating assets through disciplined and intentional effort with behavioral control through a process that is a repeatable system that keeps us heading forward. These components are then exponentially influenced by the power of time and the power of compounding interest.

Coach Credit

After almost 40 years as a physical therapist I embark in this new and exciting chapter of my professional life bringing decades of experience examining problems, identifying red flags and creating solutions for functional (practical) success and outcomes. My passion for teaching, guiding, facilitating, and having fun collaborating, transitions perfectly when training someone to be independent and successful in the realm of personal finance. Commitment to providing personalized services tailored to your specific needs within the coaching program and resources I provide will help you build a strong financial foundation and hopefully a better relationship with money. I am passionate about helping you succeed. I look forward to helping you meet your goals as you look to overcome your challenges and change the course of your financial future.

‘Disclaimer’ - What I am not:

It is important to state that coaching is not advising. I am not an investment advisor, insurance agent or broker. I do not sell securities, insurance products such as life insurance or annuities. I do have a fiduciary focus and responsibility in that I do what is in the best interest –ALWAYS for my clients so that they can achieve their goals. I listen, teach, guide, support and offer options that best fit your situation, empowering you to lift yourself to a higher level of financial freedom and independence. This is your journey and thus the success you achieve is fully through your efforts– doing your homework and ‘exercises’ that creates the best outcomes. It is my goal to get you to a point where you can create enough margin in your budget and greater independence and control over financial world to then transition to even greater success with the services of a registered financial advisor (RIA) or Certified Financial Planner (CFP) to take you to higher levels of wealth creation and management.

  • Accredited Financial Counselor (AFC) - Candidate

  • Member Association for Financial Counseling & Planning Education

  • Member Financial Therapy Association